Colin Wong
Yes, you can include someone who lives overseas in your will. There are a few things to keep in mind.
Millions of Americans have loved ones living abroad. Whether you immigrated to the US or your family members moved away, it makes no difference. You can include overseas beneficiaries in your will.
A beneficiary is anyone who receives something from your will, whether that’s money, property, or personal belongings. In most cases there is no barrier to naming somebody who lives in another country
A few practical things
Sending money abroad usually means extra paperwork, and a beneficiary outside the US may need a US taxpayer number before they can receive their share.
International transfers take longer and cost more, and that cost comes out of the estate.
US sanctions rules block payments to a small number of countries. Where a beneficiary lives in one of those places, an attorney licensed in your state is the person to ask.
Your executor is a separate question
Where your beneficiaries live and where your executor lives are two different things. Naming a beneficiary abroad is straightforward. Naming an executor abroad may not even be allowed, because some states will not appoint an executor from outside the state. Our article on choosing an executor who lives overseas covers that side of it.
Helping your executor find overseas beneficiaries
If you’re including overseas beneficiaries in your will, it’s a good idea to provide their contact information so your executor can reach them. This applies to anyone your executor might have difficulty tracking down, not just those living abroad.
You may also want to compile a list of useful contacts, including overseas beneficiaries, financial institutions, and any other relevant parties, and store it alongside your will. Make sure your executor knows where to find it.
If you need a professional executor
If you’re unable to identify a suitable person to serve as executor, professional options are available, including corporate trustees, estate planning attorneys, and licensed fiduciaries. Keep in mind that these services typically come with a fee, and it comes out of the estate.
Taking the next step
You can write your will online with EveryWill, and it costs you nothing. Charities cover the cost, and you can choose to leave a gift to one if it feels right.
The information provided in this article is for general informational purposes only and does not constitute legal advice. Laws vary by state. For advice specific to your situation, please consult a licensed attorney in your state.